Voluntary savings
NSSF Smartlife Flexi return, January 2026
NSSF's voluntary savings plan, open to anyone. The figure below is the latest one NSSF has published.
See what
would earn in a year
NSSF Smartlife Flexi return
Last published 1 Jan 2026. We'll update this when NSSF publishes again. Source: NSSF Smartlife Flexi fact sheet, January 2026.
- Return
- about 13.25%
- average a year since November 2024, before tax
- Published
- January 2026
- the latest NSSF figure
- Minimum deposit
- UGX 5,000
- per deposit
- Regulator
- URBRA
- money locked for the first year
On your amount: about UGX 132,500 before tax. NSSF hasn't published a minimum one-year savings goal we could confirm, so ask NSSF before you sign up.
Separate figure, not Smartlife Flexi: NSSF members' interest for 2025/26: 22.53%, declared September 2026. This is for regular NSSF contributions and is set once a year after the fact. Source