Protect your family
Life insurance calculator for Uganda
Add up what your family would need if your income stopped, take off what you already have, and see which kind of cover pays for each part.
Example figure. Change it to fit your family.
Cover your family would need
- Total need
- UGX 430,000,000
- Less cover and savings you have
- UGX 3,000,000
- Cover gap
- UGX 427,000,000
Income and debts → Term life cover
UGX 372,000,000
UGX 3,000,000 already covered by what you have.
School fees → Education policy
UGX 50,000,000
Funeral costs → Funeral cover
UGX 5,000,000
Health insurance isn't included here, because it pays medical bills rather than replacing income. Read about health insurance.
We don't show premiums: they depend on your age, your health and the insurer.
General information based on today's published rates, not advice for your situation.
How we calculate this
We add up what your family would need if your income stopped: your yearly income for the years they would rely on it, any debts, school fees for each child, and funeral costs. Then we take off life cover you already have and your savings, starting with the income part, then school fees, then funeral costs.
Each part matches a kind of cover: income and debts to term life cover, school fees to an education policy, funeral costs to funeral cover. We never show premiums: they depend on your age, your health and the insurer.
Worked example
Example figures for one family. Change them to fit yours.
- Income and debts
- UGX 375,000,000
- School fees
- UGX 50,000,000
- Funeral costs
- UGX 5,000,000
- Less existing cover and savings
- UGX 3,000,000
- Cover gap
- UGX 427,000,000